banking.foundation / Regulation / Germany
Jurisdiction · EUR · Deutsche Bundesbank (Eurosystem)
Germany
Europe's largest economy, with a distinctive three-pillar banking system of private banks, cooperative banks, and public savings banks (Sparkassen). Supervision is shared between BaFin, the Bundesbank, and the ECB.
- Currency
- EUR ISO 4217 · numeric 978
- Country code
- DE · DEU ISO 3166-1
- Central bank
- Deutsche Bundesbank (Eurosystem)
- Key regulators
- BaFin · Bundesbank · ECB (SSM)
- Deposit insurance
- Statutory DGS, €100,000 (plus voluntary bank-association schemes)
- Open banking regime
- PSD2 (mandatory bank APIs)
- Instant payments
- SEPA Instant
- Primary source
- www.bundesbank.de (central bank)
Covered banks — Germany
| Bank | Type | Regulator | Assets ≈ |
|---|---|---|---|
| Deutsche BankFrankfurt | Commercial | ECB (SSM) / BaFin | $1.7tn |
| N26Berlin | Digital | BaFin | — |
Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.
# this page as data
GET https://banking.foundation/api/v1/countries/germany