15 entities · seed-0.1 · 2026-08-28
Standards
The protocols and standards modern banking runs on, catalogued with their steward organizations. Banking Foundation documents and links standards with attribution — it does not own, publish or certify any of them.
Messaging
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| ISO 20022Universal financial industry messaging (payments, securities, cards, trade) | ISO | machine-readable | Active |
| SWIFT MTTag-based interbank messages on the SWIFT network | SWIFT | — | Being phased out in favor of ISO 20022 |
Cards
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| ISO 8583Card-originated financial transaction messages | ISO | — | Active |
| EMVChip, contactless and tokenized card payment technology | EMVCo | — | Active |
Payments
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| IBAN (ISO 13616)International bank account number format | ISO | — | Active |
Reference data
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| BIC (ISO 9362)Business Identifier Codes for institutions | ISO | — | Active |
| ISO 4217Currency codes and minor units | ISO | machine-readable | Active |
Identity
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| LEI (ISO 17442)Legal entity identification for financial transactions | GLEIF / ISO | machine-readable | Active |
Authentication
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| 3-D SecureCardholder authentication for e-commerce transactions | EMVCo | — | Active (EMV 3-D Secure; original 3DS 1.0 retired) |
| FAPI (Financial-grade API)High-security OAuth 2.0 / OpenID Connect profile for financial APIs | OpenID Foundation | — | Active |
Security
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| PCI DSSSecurity requirements for handling payment card data | PCI Security Standards Council | — | Active (v4.x) |
Open banking
| Standard | Steward | Machine-readable | Status |
|---|---|---|---|
| PSD2EU regulatory framework for payment services and account access | European Union | — | Active (successor package PSD3/PSR proposed) |
| UK Open Banking StandardUK APIs for account information and payment initiation | Open Banking Limited (UK) | machine-readable | Active |
| Berlin Group NextGenPSD2Pan-European PSD2 access-to-account (XS2A) API framework | Berlin Group | machine-readable | Active |
| FDX APINorth American consumer-permissioned financial data sharing API | Financial Data Exchange | machine-readable | Active |
Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.
# this page as data
GET https://banking.foundation/api/v1/standards