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Standard · Open banking · Open Banking Limited (UK)

UK Open Banking Standard

API, security and customer-experience standards that the largest UK banks (the CMA9) are required to implement for account information and payment initiation, built on OAuth 2.0, OpenID Connect and FAPI. Developed by Open Banking Limited under the UK Competition and Markets Authority's Retail Banking Market Investigation Order.

Category
Open banking
Steward organization
Open Banking Limited (UK)
Scope
UK APIs for account information and payment initiation
Status
Active
Machine-readable
Yes — consumable as structured schemas / APIs
Official source
www.openbanking.org.uk

Related — Open banking

This standard belongs to Open Banking Limited (UK). Banking Foundation documents it for reference with attribution and links to the official source — always rely on the steward's current text.

Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.

# this page as data GET https://banking.foundation/api/v1/standards/uk-open-banking-standard