banking.foundation / Regulation / Japan
Jurisdiction · JPY · Bank of Japan
Japan
One of the world's largest deposit bases, anchored by three megabank groups (MUFG, SMBC, Mizuho). Decades of ultra-low interest rates have deeply shaped bank business models.
- Currency
- JPY
- Central bank
- Bank of Japan
- Key regulators
- FSA
- Deposit insurance
- DICJ, ¥10 million plus interest
- Open banking regime
- 2017 Banking Act API framework (effort-based)
- Instant payments
- Zengin System (24/7)
- Primary source
- www.boj.or.jp (central bank)
Regulators
Providers headquartered here
None in covered set
Covered banks — Japan
| Bank | Type | Regulator | Assets ≈ |
|---|---|---|---|
| MUFGTokyo | Commercial | JFSA | $2.7tn |
| Bank of JapanTokyo | Central | Japanese government (oversight) | — |
Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.
# this page as data
GET https://banking.foundation/api/v1/countries/japan