Banking.Foundation
Jurisdiction · EUR · Banco de España (Eurosystem)

Spain

Home of large internationally active groups such as Santander and BBVA, with deep footprints in Latin America. The bank-owned Bizum service drove mass adoption of mobile instant payments.

Currency
EUR
Central bank
Banco de España (Eurosystem)
Key regulators
Banco de España · CNMV · ECB (SSM)
Deposit insurance
FGD, €100,000
Open banking regime
PSD2 (mandatory bank APIs)
Instant payments
SEPA Instant (Bizum overlay)
Primary source
www.bde.es (central bank)
Regulators

None in covered set

Providers headquartered here

None in covered set

Covered banks — Spain

BankTypeRegulatorAssets ≈
SantanderBoadilla del Monte (Madrid)CommercialECB (SSM)$1.9tn

Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.

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