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Payment network · Instant payments · United Kingdom

Faster Payments System

The UK's real-time retail payment system, launched in 2008, crediting recipients in seconds around the clock. Funds move instantly for customers while participating banks settle net across accounts at the Bank of England several times each business day.

Type
Instant payments
Operator
Pay.UK
Region
United Kingdom
Currency
GBP
Launched
2008
Settlement model
instant credit; deferred net interbank
Website
www.wearepay.uk

Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.

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