banking.foundation / Payments / Zelle
Payment network · Wallet / A2A scheme · United States
Zelle
US bank-to-bank person-to-person payment scheme launched in 2017 and operated by Early Warning Services, a company owned by a group of large US banks. Payments are addressed by email or phone number and are typically available to recipients within minutes, embedded directly in participating banks' apps.
- Type
- Wallet / A2A scheme
- Operator
- Early Warning Services, LLC
- Region
- United States
- Currency
- USD
- Launched
- 2017
- Settlement model
- funds available in minutes; deferred interbank settlement
- Website
- www.zellepay.com
Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.
# this page as data
GET https://banking.foundation/api/v1/payment-networks/zelle