banking.foundation / Regulation / European Union
Jurisdiction · EUR · European Central Bank
European Union
A banking union covering the euro area, with single supervision (SSM) and single resolution (SRB) layered over national authorities. PSD2 made the EU the template for regulated open banking worldwide.
- Currency
- EUR
- Central bank
- European Central Bank
- Key regulators
- ECB (SSM) · EBA · SRB
- Deposit insurance
- National DGS under EU rules, €100,000
- Open banking regime
- PSD2 (mandatory bank APIs)
- Instant payments
- SEPA Instant (SCT Inst)
- Primary source
- www.ecb.europa.eu (central bank)
Regulators
Providers headquartered here
None in covered set
Covered banks — European Union
| Bank | Type | Regulator | Assets ≈ |
|---|---|---|---|
| European Central BankFrankfurt | Central | EU treaties (European Parliament oversight) | — |
| European Investment BankLuxembourg | Development | EU member states (shareholders) | — |
Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.
# this page as data
GET https://banking.foundation/api/v1/countries/european-union