banking.foundation / Regulation / United Kingdom
Jurisdiction · GBP · Bank of England
United Kingdom
London remains one of the world's leading international financial centres. The UK pioneered regulator-mandated open banking (CMA9) and ring-fencing of retail banking from investment banking.
- Currency
- GBP ISO 4217 · numeric 826
- Country code
- GB · GBR ISO 3166-1
- Central bank
- Bank of England
- Key regulators
- PRA · FCA · Bank of England
- Deposit insurance
- FSCS, £85,000
- Open banking regime
- UK Open Banking (CMA9 mandate)
- Instant payments
- Faster Payments
- Primary source
- www.bankofengland.co.uk (central bank)
Providers headquartered here
Thought Machine
ClearBank
Checkout.com
TrueLayer
Onfido
ComplyAdvantage
Covered banks — United Kingdom
| Bank | Type | Regulator | Assets ≈ |
|---|---|---|---|
| HSBCLondon | Commercial | PRA / FCA | $3.2tn |
| Bank of EnglandLondon | Central | UK Parliament (oversight) | — |
| RevolutLondon | Digital | PRA / FCA | — |
| MonzoLondon | Digital | PRA / FCA | — |
Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.
# this page as data
GET https://banking.foundation/api/v1/countries/united-kingdom