Bank · Digital · London

Monzo

A UK app-based bank founded in 2015, known for its coral-coloured cards and in-app budgeting tools. It has held a full UK banking licence since 2017 and serves millions of personal and business customers.

Legal name: Monzo Bank Ltd
Type: Digital
Headquarters: London
Jurisdiction: United Kingdom
Ownership: Private
Founded: 2015
Primary regulator: PRA / FCA
Licensing: Holds a full UK banking licence granted by the PRA in 2017.
Website: monzo.com

Current accountsSavingsLendingBusiness accounts

Graph connections

domiciled_inUnited Kingdom jurisdiction_regulatorsPRA
FCA instant_railFaster Payments

Digital peers

Revolut · N26 · Nubank · WeBank · KakaoBank

Approximate reference data from public sources · seed-0.1 · 2026-08-28 · not real-time, not advice. See data & methodology.

# this page as data GET https://banking.foundation/api/v1/banks/monzo